Owning a home is the American dream! There are 3 things you can do to achieve your dream of home ownership.

1) Lower your debt to income ratio.

  • Decrease monthly debt payments by refinancing or consolidating and paying down your balances.
  • Ask for a pay raise or get a part time job
  • Lower your expenses

2) Get your credit score in order.

  • Pay bills on time
  • Dispute derogatory information
  • Don’t open any new forms of credit without first speaking to a lender

3) Save for a down payment.

  • Sell your unneeded stuff
  • Stash away extra bonuses or overtime
  • Talk to an agent about down payment assistance programs (sometimes we can get you into a home for LESS THAN $1000!)

Call us today and we can help you achieve your dream of home ownership!