3 Steps to Follow Before Deciding to Buy
Owning a home is the American dream! There are 3 things you can do to achieve your dream of home ownership.
1) Lower your debt to income ratio.
- Decrease monthly debt payments by refinancing or consolidating and paying down your balances.
- Ask for a pay raise or get a part time job
- Lower your expenses
2) Get your credit score in order.
- Pay bills on time
- Dispute derogatory information
- Don’t open any new forms of credit without first speaking to a lender
3) Save for a down payment.
- Sell your unneeded stuff
- Stash away extra bonuses or overtime
- Talk to an agent about down payment assistance programs (sometimes we can get you into a home for LESS THAN $1000!)
Call us today and we can help you achieve your dream of home ownership!